We are aware that you treasure and adore your gold ornaments greatly. As a result, we promise that it will be secure in strong lockers inside a strong room. We check the purity of the gold and determine its weight, and on that basis estimate its market value. With quick loan disbursals and attractive rates of interests, we offer complete ease along with an exemplary experience to the members.

• Loan to value (LTV) is currently 75%-80%.
• We offer the maximum amount/gram at the best ROI in the industry (12%).
• We are charging interest solely for the days the loan was accessed.
• The applicable interest rate may change according to the schemes/loan products.
• Tenure for repayment is 1 year.

Following documents are mandatory for availing any loan under Jayapriya Nidhi limited:

• Filled loan application and Proposal Form along with Promissory Note.
• KYC Document (Aadhaar, Bank Pass book).
• Collateral document.